Wirex and Ultra Stellar have introduced a new native payment infrastructure built on the Stellar blockchain. The companies aim to support over 7 million Wirex users while preparing for the rise of AI-powered financial transactions.
Native Stellar Integration Gains Momentum
The new system runs directly on Soroban, Stellar’s smart contract platform. This approach avoids bridges and external layers, which often add complexity. Instead, it uses Stellar’s built-in tools for faster and more efficient payments.
Wirex combines its stablecoin payment network with Ultra Stellar’s products like LOBSTR and StellarX. As a result, users can access wallets, trading, and payments within one ecosystem.
Key highlights include:
- Direct on-chain settlement using stablecoins like USDC and EURC
- Integration with Visa payment flows for global usability
- Developer-friendly APIs for businesses and fintech platforms
This launch builds on earlier milestones. In 2025, Wirex expanded to Stellar with support from the Stellar Community Fund. Later, it enabled dual-stablecoin Visa settlements, bringing real-world payments onto the blockchain.
Focus on AI and Programmable Payments
The partnership also targets the growing role of AI in finance. Wirex has been developing “Wirex Agents,” which allow AI systems to manage payments, virtual cards, and accounts.
At the same time, Stellar promotes “agentic payments.” These allow software programs to send and receive money automatically. For example, an AI agent could pay for API access or digital services in real time.
Therefore, this system supports:
- Autonomous micropayments between machines
- Real-time transactions for digital services
- Scalable infrastructure for AI-driven commerce
A Step Toward Mainstream Crypto Payments
This rollout signals a shift in the crypto payments space. Companies are moving from testing ideas to building real financial infrastructure.
If Wirex and Ultra Stellar drive strong transaction volume, this model could shape the future of fintech. It may also prove that stablecoin payments and AI commerce can work together at scale.
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