CBDC: Senator Pushes For Permanent Ban In Housing Act Amendment | Bitcoinist.com

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure US Senator Ted Cruz is maintaining a firm campaign against a US central bank digital currency (CBDC). In the latest development, the junior senator representing Texas has pushed for a permanent CBDC ban in the 21st Century ROAD to Housing Act, to replace an initial short-term prohibition.

Related Reading: US Watchdogs Submit Crypto, Prediction Markets Rule Plans For White House Review## Sen. Cruz Opposes CBDC Development In Perpetuity

In an X post on March 6, independent journalist Eleanor Terrett reports that Senator Cruz has filed an amendment to the 21st Century ROAD to Housing Act, which seeks to remove the sunset provision on a central bank digital currency prohibition.

The 21st Century ROAD to Housing Act represents a bipartisan bill introduced in August 12026, aimed at boosting the US housing supply through zoning reforms and incentives. However, the bill carries a vehicle attachment by Senator Tim Scott and Senator Elizabeth Warren that proposes a sunset provision that enforces a CBDC ban until December 31, 2030.

Cruz has moved to amend this section of the bill, pushing for a more permanent ban. This development aligns with his 2025 Anti-CBDC Surveillance State Act, which seeks to block Federal Reserve-issued digital dollars over privacy and surveillance risks.

Meanwhile, Congresswoman Anna Paulina Luna has also pushed against the idea of a temporary CBDC ban in the Senate’s housing bill, urging a permanent prohibition or potential “nasty” legislative conflict when the bill is sent to the US House of Representatives. Interestingly, the US House has passed the companion to the Anti-CBDC Surveillance State Act in a narrow, party-line vote of 219-210.

Cruz, alongside other critics, has continuously kicked against CBDCs due to their potential to invade users’ privacy while increasing governance surveillance and potential control of citizens’ spending habits. Meanwhile, supporters of the digital financial product have highlighted benefits such as financial inclusion, higher transaction speed, and lower costs.

For context, CBDCs are a digital form of a country’s official fiat currency (like the US dollar, euro, or naira) that is issued and backed directly by the nation’s central bank. Over 100 central banks across the globe are reportedly presently researching the benefits of these blockchain products. However, implementation is slow, with 11 countries having launched a fully functional CBDC.

Related Reading: Bitcoin Rally Likely A Relief Bounce, Not New Bull Phase: CryptoQuant## Crypto Market Overview

At the time of writing, the total crypto market cap is valued at $2.33 trillion after a 3% in the past 24 hours. Meanwhile, trading volume is valued at $91.26 billion.

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