Gate Insights and Crypto Market Analysis

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure The US’s largest banking lobby has requested the Office of the Comptroller of the Currency (OCC) delay its approval of crypto bank charter applications, suggesting the

AscendEX collaborates with Orbs Network to enhance on-chain trading through Layer-3 blockchain technology, improving liquidity and advanced order types while prioritizing user security and experience in Web3.

Bloomberg Intelligence data shows the average spot Ethereum ETF investor is sitting on a 43% unrealised loss, with an estimated cost basis of \$3,500 and ETH now trading near \$1,950. That is more than double the 21% drawdown suffered by Bitcoin ETF holders. Despite \$5.3 billion in paper losses, ETF outflows have been surprisingly modest—net inflows have only shrunk from \$15 billion to below \$12 billion—suggesting holders are refusing to capitulate. The question is not whether they ca

SEC Chair Paul Atkins told the Senate Banking Committee on February 12, 2026, that prediction markets are a "huge issue" requiring potential joint oversight with the CFTC. The \$63.5 billion sector—dominated by Kalshi and Polymarket—has quadrupled in size since the 2024 election cycle, triggering federal jurisdiction questions and state lawsuits over unlicensed sports betting. Atkins asserted the SEC already has "enough authority" to act without new legislation, marking the first major s

預測平台 Polymarket 最近推出新功能，讓用戶可以每五分鐘對加密價格走勢進行投注。此事件表明交易者和投資者對即時加密情緒數據的需求日益增長。該功能目標用戶是尋求快節奏交易體驗的日內交易者和加密愛好者，由於比特幣近期價格下跌越來越不穩定，加劇了短期波動性。

阿聯酋中央銀行已批准阿布達比第一銀行的阿聯酋迪拉姆穩定幣 DDSC，現已在 Layer 2 區塊鏈 ADI Chain 上線。DDSC 將用於機構和政府實體的支付收款、結算、資金運營、貿易供應鏈流動，以及為受監管實體提供可編程金融服務。

阿根廷國會從勞動改革法案中刪除數位錢包工資選項，銀行業遊說活動影響參議院投票前決定，大多數阿根廷人支持自主選擇薪資存款地點。阿根廷現行法律規定員工須將薪水存入傳統銀行帳戶，但過去幾十年數位錢包普及率卻大幅成長。阿根廷央行 2022 年調查發現僅 47% 阿根廷人擁有銀行帳戶，差距主要源於長期對傳統銀行體系不信任。

Federal Reserve researchers published a working paper on February 11, 2026, recommending that crypto assets be removed from traditional SIMM categories and assigned their own risk weights for uncleared derivatives margin requirements. The proposal separates floating cryptocurrencies like Bitcoin and Ethereum from pegged stablecoins, and introduces a 50/50 benchmark index to calibrate volatility-driven collateral levels. This marks the first formal acknowledgment by the U.S. central bank

JPMorgan estimates Bitcoin’s production cost has dropped to \$77,000 from \$90,000 since January, driven by a 15% decline in mining difficulty—the steepest since China’s 2021 ban. Historically a soft price floor, this level suggests miner capitulation is nearing its end. The bank remains bullish on 2026, forecasting institutional inflows, not retail speculation, to fuel the next rally, and reiterates its \$266,000 long‑term Bitcoin target.

以太坊基金會帳戶與鏈抽象團隊推出以太坊互通層（EIL），基於 ERC-4337 帳戶抽象標準的多鏈互通框架。核心解決跨鏈三大痛點：反覆授權、Gas 費短缺、漫長等待。透過 Merkle 樹技術實現一次簽名多鏈執行，XLP 跨鏈流動性提供者質押 1 ETH 可被無許可罰沒。

Ramil Ventura Palafox, CEO of Praetorian Group International, was sentenced to 20 years in prison on February 13, 2026, for operating a \$200 million Bitcoin Ponzi scheme that defrauded over 90,000 investors worldwide. Palafox promised daily returns of up to 3% through fake AI Bitcoin arbitrage trading while spending millions on luxury cars, homes, and designer goods. The sentencing marks one of the largest crypto fraud prosecutions to date and reinforces that courts are treating digital asset s

2025 年 9 月，汽車零件製造商 First Brands 向美國法院提交 Chapter 11 破產保護，銀行帳戶僅剩 1,200 萬美元。最大債權人 Raistone 聲稱 23 億美元資產憑空消失，總債務規模可能接近 120 億美元，案件預計於 2026 年 7 月開庭。分析師將事件類比為潛在的雷曼兄弟時刻。

Standard Chartered has slashed its 2026 Bitcoin forecast to \$100,000—down from \$150,000—and warned prices could slide to \$50,000 in the coming months. Persistent ETF outflows, unrealised losses among institutional buyers, and a hostile macro environment are driving the bank’s second downgrade since December. While near-term pain is expected, analysts insist the downturn is more orderly than 2022 and leave 2030 targets untouched. For investors, the message is clear: capitulation may not be ove

XRP 跟隨加密貨幣大盤走跌，暫報 1.36 美元。但資金流向方面，XRP ETF 已連續八日零流出，而 BTC 則流出 2.76 億美元。失業金降至 22.7 萬，聯準會 3 月降息機率升至 7.8%、6 月至 63.9%。展望後市，週五 CPI 數據發布成關鍵。

Bubble Maps exposes Trove’s secret \$450K stablecoin refunds to influencers within hours of its 98% token crash. Retail ICO investors received just 3% back while \$9.4M stays with developers. Class action threats mount.

Perp DEX Trove 悄悄給參與預售的 KOL 完成退款，其餘預售參與者損失慘重。透過監控與 TROVE 代幣部署者關聯的錢包發現，代幣崩盤後一天有價值 10 萬美元的 USDC 和 35 萬美元的 USDT 被轉移至新注資的錢包。

Pi 幣主網區塊鏈協議進行關鍵升級，2 月 15 日為所有主網節點完成更新的截止日期。Pi 幣核心團隊表示已有 1,600 萬用戶遷移至主網，基於 Stellar 共識協議。然而受加密市場整體下跌影響，Pi 幣過去一週跌 12% 創 0.132 美元歷史新低。

On Feb 12, 2026, Aave Labs proposed the “Aave Will Win” framework, sending 100% of product revenue to the DAO in exchange for \$25 million funding. We break down the deal, the V4 upgrade, and why Marc Zeller calls it a “\$50 million extraction attempt.”