Charles Schwab publica los detalles del servicio de comercio de criptomonedas al contado

Charles Schwab announces the launch of the Schwab Crypto spot cryptocurrency trading platform, expected to be rolled out to retail clients in phases over the coming weeks. Retail clients can use the investments, research, education, and wealth management services provided by Charles Schwab on the platform.

Schwab Crypto introduction

Retail investors can trade directly on Schwab Crypto two major cryptocurrencies: Bitcoin BTC and Ether ETH. Through Schwab.com, the mobile application, and the thinkorswim® trading platform, users can view traditional securities and digital assets side by side, improving the convenience of asset allocation and providing a simpler and more intuitive account user experience. The Schwab Center for Financial Research provides analysis data to help investors evaluate long-term investment strategies for digital assets.

How Charles Schwab’s cryptocurrency accounts work

Given investors’ focus on asset security and brand reputation, Charles Schwab adopts an operating model of independent accounts and professional division of responsibilities. Customers must open cryptocurrency accounts linked to their brokerage accounts. Charles Schwab Premier Bank (SSB) serves as the custodian, responsible for secure asset record-keeping. In addition, the bank partners with Paxos, a blockchain infrastructure provider regulated by the U.S. Office of the Comptroller of the Currency (OCC), which handles sub-custody and trade execution. This structure, which introduces a federally regulated trust model, aims to establish an enterprise-grade technical line of defense, addressing market concerns about the safety of storing digital assets.

Charles Schwab’s digital assets executive Vitry said that Paxos is a strong partner in the blockchain infrastructure space; their regulatory credentials and digital asset expertise will help Charles Schwab deliver the experience their clients expect. Through Charles Schwab’s cryptocurrency platform, investors can access education, tools, and investment resources to help them make decisions.

Charles Schwab charges a transaction fee of 75 basis points per trade. According to a survey conducted by Charles Schwab between July and September 2025 of about 460 investors, price transparency and brand awareness are the top considerations when choosing a trading platform. With a competitive fee structure, the firm aims to attract retail customers looking for low transaction costs. The current product lineup already includes exchange-traded products (ETPs) for spot cryptocurrencies, as well as futures, options, and related index-traded stock funds.

At present, the platform focuses primarily on trading Bitcoin and Ether. In the future, it plans to gradually increase the types of supported cryptocurrencies, open deposit and withdrawal transfer functions, and allow clients who already hold digital assets to import external assets onto the platform.

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