美国CNBC援引MortgageNewsDaily的数据报道称，30年期住房抵押贷款平均利率已降至5.99%。这是因为特朗普政府的关税政策在运作过程中产生的不确定性，助长了债券市场的避险情绪，从而导致债券利率下降。此外，近期公布的美国去年第四季度经济增长率为1.4%，远低于预期，这也影响了此次利率下降。

特朗普总统正考虑大规模购买住房抵押贷款支持证券，作为在11月中期选举前降低住房抵押贷款利率的一种手段。这是试图通过降低贷款利率来激活住房市场，实际上，住房行业期待这种利率下降能带来住房交易的活跃。

在此期间，美国的住房市场因高贷款利率和飙升的房价，导致买家犹豫不决，交易清淡。特别是，在低利率时期购房的现有房主不愿换购新房，导致市场僵局持续。

此次利率下降能为美国住房市场带来多少积极变化，还有待观察。但专家预测，政策变化与利率下降相结合，可能有助于市场重新活跃。

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