XRP launches smart custody feature, but 45% of supply is under regulatory scrutiny

[Crypto World] XRP Ledger is about to make a big move—“Smart Escrow” functionality is coming soon.

This isn’t just a routine system patch. They’re adding programmable conditional logic directly into native escrow. Sounds technical? In plain English: future payments can be released automatically based on schedules, funds can unlock automatically when price targets are hit—all of these operations can be automated by code. The key point: transaction speed remains unaffected, the network stays as fast as ever.

But the timing is a bit tricky. XRP is currently hovering around $2.04, down 7.5% over the past seven days. What’s more concerning is Ripple’s escrow wallet—holding close to half of the total XRP supply (around 45%)—which has once again drawn attention. If regulatory proposals like the “Clarity Act” actually go into effect, figuring out what to do with this massive sum could become a new headache.

Technology keeps advancing, but the shadow of regulation always follows.