Dubai has been making frequent moves in the Web3 space lately.
It’s not just a cluster of conferences; the local government’s attitude toward fintech is also quite open—encouraging innovation and welcoming new entrants. In the Middle East, Dubai is racing toward becoming a global financial center.
There’s been a recent development worth mentioning: local firm Mashreq Capital has launched a multi-asset fund called BITMAC. Simply put, it integrates Bitcoin into a traditional investment portfolio, allowing ordinary people to access BTC through compliant channels, without the hassle of managing wallets or seed phrases themselves.
The allocation is very conservative: 5% Bitcoin, 5% gold, and the remaining 90% in stocks and fixed income assets. The goal is clear—to capture the long-term upside of the crypto market, while avoiding the heart-stopping volatility of Bitcoin. For those who want to diversify risk but aren’t comfortable going heavy into crypto, this is a pretty friendly option.
Mashreq Capital’s CEO also mentioned that it’s already tough for retail investors to manage asset allocation, let alone understand the extreme volatility of digital assets. BITMAC exists to package these complex tasks, putting them under the DFSA (Dubai Financial Services Authority) regulatory framework, with a professional team handling rebalancing and risk control.
The launch of this product also indicates, to some extent, that the UAE’s digital asset regulation is becoming more mature. Financial institutions feel confident enough to launch products, and investors feel confident enough to buy them. For those who want exposure to crypto but don’t want to self-custody assets or deal with the hassle, products like this fill an important gap.
To sum up simply: BITMAC = the stability of traditional investing + the potential of Bitcoin—a low-barrier gateway into the world of crypto.
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FUDwatcher
· 21h ago
Dubai is really making a land grab with this move. A 5% BTC allocation sounds safe but also feels a bit conservative... Still, it's definitely suitable for risk-averse retail investors.
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90% stocks and bonds... Isn't this just a traditional fund disguised with a BTC wrapper? Where's the real alpha?
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I really value the DFSA regulatory endorsement. At least you don't have to worry about funds running off—peace of mind.
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Mashreq played this move well, directly tying compliance to BTC exposure. No wonder traditional financial institutions all want in.
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Honestly, a 5% BTC allocation is a bit underwhelming... Is the Middle East really that timid or am I overthinking it?
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These kinds of products are just meant to profit off people who don't understand crypto, but to be fair... they do solve the trust issue.
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A mature regulatory framework is the real key. Dubai's ambition is no joke—they want to go global.
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90% traditional assets + 5% BTC, this is the kind of allocation you'd invest for your mom, haha.
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A compliant channel is always better than messing around with seed phrases yourself. I agree with that.
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AirdropATM
· 21h ago
Dubai’s play is really ruthless—only 5% Bitcoin and they expect even aunties to dare get on board? Too clever.
This is the result of a compromise between traditional finance and crypto. Honestly, it’s just another way to trap retail investors.
True believers have already gone all in. This kind of fund is for those who are too timid.
The UAE really played this well. Once there’s a regulatory framework, compliance doesn’t look that attractive anymore.
I just want to know what are the chances of this BITMAC outperforming BTC. Won’t the 90% stocks drag it down?
Dubai is harvesting retail investors again. Packaging it as a fund just makes it look better, huh?
Honestly, with only 5% Bitcoin, you can’t even taste the crypto flavor. This product is just about pocketing the interest spread.
The Middle East’s status as a financial center is solid, but the crypto ecosystem still has a long way to go.
View OriginalReply0
DefiEngineerJack
· 21h ago
well actually™ 90% traditional assets tho? that's just gatekeeping with extra steps lol
Reply0
YieldFarmRefugee
· 21h ago
90% stocks and fixed income... isn't this just here to fleece retail investors? With 5% BTC, you can't even taste the market action.
Traditional finance slapping a Bitcoin label on something and calling it innovation, what a joke.
Dubai is indeed paving the way, but this product is designed way too conservatively. Feels tailor-made for people who want to ride the hype but are afraid of losing money.
BITMAC is actually a decent name, but the real profit potential is tiny...
Just another "compliance and risk-avoidance" gimmick—retail investors still have to do their own research.
The UAE is definitely making steady moves, but I can't rate this product highly.
It's like feeding grandma a spoonful of BTC—there's more satisfaction than actual returns.
View OriginalReply0
StrawberryIce
· 21h ago
Damn, Dubai really knows what they're doing this time. A 5% BTC allocation is definitely better than what's going on in Hong Kong and Macau.
90% in stocks and bonds is super safe—it feels like it's tailor-made for those who want to catch the bottom but are hesitant to go all-in.
This kind of compliant channel is the future; finally, retail investors don't have to mess around on their own anymore.
The UAE is definitely betting on the future; it's only a matter of time before it becomes a global crypto hub.
Big institutions are already taking the plunge, and small retail investors are still hesitating about whether to get in?
With the DFSA regulatory framework being so strict, it shows the Middle East is really serious about this.
This product is basically an entryway for retail investors—anyway, a stable allocation really is attractive.
Wait, could this be another scheme to fleece retail investors?
Dubai's been hyping up real estate for so many years—are they starting to cash in on crypto now?
Dubai has been making frequent moves in the Web3 space lately.
It’s not just a cluster of conferences; the local government’s attitude toward fintech is also quite open—encouraging innovation and welcoming new entrants. In the Middle East, Dubai is racing toward becoming a global financial center.
There’s been a recent development worth mentioning: local firm Mashreq Capital has launched a multi-asset fund called BITMAC. Simply put, it integrates Bitcoin into a traditional investment portfolio, allowing ordinary people to access BTC through compliant channels, without the hassle of managing wallets or seed phrases themselves.
The allocation is very conservative: 5% Bitcoin, 5% gold, and the remaining 90% in stocks and fixed income assets. The goal is clear—to capture the long-term upside of the crypto market, while avoiding the heart-stopping volatility of Bitcoin. For those who want to diversify risk but aren’t comfortable going heavy into crypto, this is a pretty friendly option.
Mashreq Capital’s CEO also mentioned that it’s already tough for retail investors to manage asset allocation, let alone understand the extreme volatility of digital assets. BITMAC exists to package these complex tasks, putting them under the DFSA (Dubai Financial Services Authority) regulatory framework, with a professional team handling rebalancing and risk control.
The launch of this product also indicates, to some extent, that the UAE’s digital asset regulation is becoming more mature. Financial institutions feel confident enough to launch products, and investors feel confident enough to buy them. For those who want exposure to crypto but don’t want to self-custody assets or deal with the hassle, products like this fill an important gap.
To sum up simply: BITMAC = the stability of traditional investing + the potential of Bitcoin—a low-barrier gateway into the world of crypto.