New Isolated Margin Loans Guidelines | Gate.com

2025-07-22 UTC
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1.The formula for calculating transferable assets from the Isolated Margin Account:

Transferable = Min (Net Assets − Initial Margin × 2, Available amount of Quote or Base Currency) Initial Margin = Liabilities × Index Price × Initial Margin Ratio Initial Margin Ratio = 1 / (Leverage − 1) Leverage = Min (Custom Leverage, Maximum leverage based on the current leverage)

For example, if you select 5× leverage for the borrowed coin, the required Initial Margin Ratio is 1 / (5 − 1). The maximum available leverage depends on the current loan size of the coin — the larger the loan, the lower the maximum leverage. For details, please refer to the Tiered Margin Calculation . Note: Actual transferable amount may be affected by extreme market conditions or other factors. Please refer to the real-time data displayed on the platform.

2.The final borrowing limit = Min (Borrowable calculated based on the current leverage, borrowing limit based on the current leverage, Loan Cap, Pool Available). For details, please refer to the Tiered Margin Calculation.

3.There is no time limit on borrowing. The platform automatically deducts interest hourly based on the borrowing rate. Investors may repay at any time.

4.Interest is calculated based on the loan amount on the hour. If there is no outstanding loan on the hour, no interest will be deducted. Example: If you borrow 100 USDT at 08:10 and repay it at 08:50, there is no interest deducted at 09:00.

Daily Borrowing Rate (Floating) = Simple Earn Hourly Rate × 24 + (Simple Earn Hourly Rate × 24 × Service Fee Rate). Service fee discounts are available for VIP Investors. For details, please refer to the Fee Structure and Coin Borrowing Info .

5.Gate provides risk management services and monitors your margin account in real time.

6.The warning threshold is set by default at a MMR of 300% (customizable). When MMR ≤ 300%, notifications via SMS, email, and in-app alerts will remind you to increase your margin.

7.When the MMR ≤ 100%, liquidation will be triggered. Your margin will be used to repay the loan, and a 2% liquidation fee will be charged based on the repayment amount. Upon liquidation, the platform will forcibly buy or sell your assets at real-time order book prices to cover the loan.

8.Investors acknowledge and accept that Margin Trading may incur related fees, and agree to pay such fees according to the platform’s published standards. The trading fee rate is the same as that of Spot Trading.

9.Investors shall fully understand the risks associated with digital asset investments and Margin Trading, and operate within their financial means.

10.Investors agree that all operations on Gate reflect their true intent and accept all associated risks and returns unconditionally.

11.Gate is not liable for message delays or losses from third-party tools such as email. Please monitor your account status promptly.

12.Gate reserves the right of final interpretation of this guideline.

If you encounter any issues, please click “Create Ticket” in the top-right corner of the website to contact us.

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